New Job Credit Products Ef Portfolio Manager (Remote Opportunity) In Alabama

Credit Products EF Portfolio Manager (Remote Opportunity)
Credit Products EF Portfolio Manager (Remote Opportunity)

Credit Products EF Portfolio Manager (Remote Opportunity)

Company : Regions
Salary : Details not provided
Location : Alabama

Full Description

Thank you for your interest in a career with Regions, we believe associates deserve more than just a job. We believe in providing performance-driven individuals with a place where they can build a career -- a place to expect fewer opportunities.

Regions is committed to taking appropriate steps and protecting the private information you provide, in conjunction with Regions' Retention Schedule. You may review, modify or update your information by visiting and logging into regions unless required by law. The information that you provide will be collected and reviewed by associates, consultants and vendors for a minimum of three years before it is released to third parties.

Job Description:
At Regions, the Credit Products Equipment Finance Product Specialist is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients’ needs. This individual serves as part of the first line of defense, with the coverage team, in identifying and mitigating risk in existing and proposed credit products transactions. The individual will work directly with teammates in Credit Products, Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This individual will provide subject matter expertise and manage the overall delivery of credit products to assigned clients.

Primary Responsibilities
Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity
Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products
Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions
Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business.
Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities of credit products
Leads the credit process on identified credit product opportunities. Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.
Serves as the primary contact with Credit Risk
Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements
Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is an attractive one.

Bachelor’s degree in Finance, Accounting or related field
Five (5) years of underwriting and portfolio management experience
Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
Legal document and financial analysis experience
Understanding of loan and lease structuring needs, loan and lease documentation requirements and market knowledge

Skills and Competencies
Excellent verbal and written communication skills
Strong problem-solving and time management skills
Ability to coach others
Well organized and detail-oriented
Ability to manage multiple projects under pressure
Proven leader with ability to make sound judgments
Ability to negotiate with both internal and external parties

***This position may be filled at a higher level based on skills and qualifications
This position requires experience underwriting and managing large corporate clients

Position Type Full time

Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information is listed below based on the national range and level of position.

Job Range Target:
Minimum: $89,955.50 USD
Median: $122,150.00 USD
Incentive Pay Plans: This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program

Please note, benefits and plans may be changed, modified or terminated with respect to all or any class of associates at any time. To learn more about the benefits of this company, please click or copy the link below to your browser.

Location Details Charlotte Uptown
Location: Charlotte, North Carolina

How can I bring my whole self to work?

We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, disability, veteran status, genetic information. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans