New job Sr SBA Express Specialist in Delaware

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD".

The Sr. SBA Express Specialist functions in a multifaceted role, being responsible for determining and ensuring SBA eligibility, as well as being the single point of contact that supports Small Business Banking lending officers, Store personnel and external Customers. The Sr. SBA Express Specialist is directly responsible for ensuring that both SBA Enhancement eligibility and the guaranty are maintained, as well as assigning and ensuring that Conditions of Lending and the Conditions of Closing have been met.

Maintains understanding of LOB and applicable legal and regulatory guidelines. Proactively consults with applicable staff to determine regulatory requirements and impact of plans under development or modifications to current plans. Ensures loans are closed without material, administrative or compliance exceptions. Ensures that all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy. Interprets credit policies, legal requirements and regulatory guidelines to ensure loan documents meet applicable standards. Resolves more complex issues and problems by conferring with staff, other internal departments, outside contacts and Customers as necessary. Maintains a working knowledge of all SBA requirements relative to loan eligibility and documentation and keeps up-to-date on all changes. Ensures the loan is disbursed in compliance with the SBA authorization, with increased scrutiny regarding the use of proceeds and capital injection requirements Orders and maintains loan documentation from beginning to finish ensuring adherence with compliance, bank policy, procedures, regulatory requirements and lending conditions. Performs QC function to help ensure data and loan integrity Ensures complete and accurate data input into the origination system assisting the preparation of loan documentation. Provides direction and guidance, and assists staff with complex aspects of account administration, as necessary. Works directly with Customer and account officer to complete loan closing items. Prepares the SBA loan authorization in accordance with SBA requirements and includes all of the conditions of the loan approval and commitment letter. May be required to perform other duties as deemed necessary by management.

Bachelors degree or progressive work experience in addition to experience below. 5+ years related experience required Working knowledge of Small Business Administration (SBA) lending and the SBA SOP. Proven ability to provide excellent Customer service to internal and external Customers. Excellent interpersonal, oral and written communication skills Excellent PC skills with familiarity with standard office equipment. Ability to work in a fast-paced dynamic environment. Detail oriented, self-motivated and able to work independently in handling a heavy workload. Possess strong organizational, analytical and decision-making skills. Demonstrated knowledge of SBA loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and procedures.

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected] . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Retail / Commercial Operations

Operations & Underwriting

Operations & Underwriting

40

TD Bank AMCB

Full Time

Regular

United States

Delaware, Florida, Maine, New Jersey, South Carolina

Cherry Hill, Falmouth, Greenville, Jacksonville, Wilmington

2059 Springdale Road

Statewide

New Jersey

Cherry Hill

Delaware

Wilmington

Maine

Falmouth

Florida

Jacksonville

South Carolina

Greenville